EOM 01T: Debt Profile: Total Loans 5 Years

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Grand Total, All Reporting Institutions
Four-Year Bachelor's Degree
Graduates from 2019-20 to 2023-24
Total Loans (Student and PLUS, PLUS-Grad)

Borrowers
Year	#	% of grads
2019-20	35,695	60%
2020-21	36,477	59%
2021-22	33,530	57%
2022-23	32,715	55%
2023-24	31,616	53%

Displays percent of graduates who borrowed.

Displays Known Debt at Graduation of Student Borrowers by Quartiles.

Known Debt at Graduation of Student Borrowers
Year	25th Percentile	Median	Mean	75th Percentile
2019-20	$18,800	$30,000	$40,902	$53,953
2020-21	$18,250	$29,166	$40,269	$53,176
2021-22	$17,351	$28,000	$39,675	$52,038
2022-23	$16,666	$27,844	$40,085	$52,000
2023-24	$16,086	$27,000	$40,047	$51,353

Note: The four-year bachelor’s degree mean and median debt levels reported on this site may differ from that reported by individual institutions. Many institutions report indebtedness based on the Common Data Set definition, which limits the indebtedness level reported to include only those students who entered the institution as first-time in college (FTIC) students. The inclusion of graduates who entered as transfer students may tend to lower the overall mean or median debt level because it does not include any debt that transfer students acquired while attending previous institutions outside Virginia and relatively few transfers from Virginia’s two-year colleges incur debt prior to transfer.

Full Legal Name - "Virginia Polytechnic Institute and State University" (Virginia Tech); "The College of William and Mary" (William & Mary)

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